3 Steps to Take If You Have Been Charged in a Criminal Case

3 Steps to Take If You Have Been Charged in a Criminal CaseBeing charged with a crime is stressful and overwhelming. If you are unfamiliar with the legal process you may not know how important it is to ensure your rights are protected from the get-go. If you have been charged in a criminal case, the best defense lawyers in Media, PA recommend you take the following steps.

1. Do Not Speak to the Police

In the American criminal justice system, criminal defendants are supposed to be presumed innocent, but that does not mean that everyone in law enforcement takes the same view. Regardless of whether you’ve actually been arrested or charged with a crime, it is never a good idea to speak to police, prosecutors, or any other law enforcement officials without a lawyer present. Your words can easily be twisted to mean something different than what you intended, which can lead to serious repercussions that jeopardize your freedom.

If you have been detained by police, ask whether you are under arrest. If not, politely decline to speak, leave, and contact an attorney. Police are required to read you your Miranda rights if they intend to interrogate you. This lets you know that anything you say can be held against you and that you have to right to have an attorney present to defend your rights. If the police do not read them to you, anything you say typically cannot be used against you later.

2. Contact a Criminal Defense Attorney Immediately

When you are charged with a crime, the most important thing you can do to protect your rights is to hire an experienced Chester County criminal lawyer as soon as possible. Although everyone is entitled to a public defender, most of them are overloaded with clients and simply cannot give your case the attention it requires. They may advise you to take a plea, even if there is a good chance of winning your case in court. A private defense lawyer has the time and resources to thoroughly evaluate your case and advise you of all possible options.

Your criminal attorney will be present during all contact with law enforcement and prosecutors and advise you on whether or not to answer certain questions. They will also negotiate with prosecutors regarding bail and whether there is cause to have charges dismissed or reduced. This is an extremely important step in the criminal justice process. If you are facing serious felony charges, having a skilled defense lawyer can mean the difference between keeping your freedom and serving time in prison.

3. Keep a Low Profile

When you are in the midst of a criminal case, it is important to be on your best behavior to avoid further charges. Whether you are incarcerated or out on bail, make sure to obey the law. Even a minor slip-up can result in additional charges being added to the mix. Refrain from discussing the details of your case with anyone, even those close to you. Friends, loved ones, and acquaintances can be called to testify under oath, and can be charged with a crime if they commit perjury.

Following these steps can help you protect your rights and lead to a better outcome for your criminal case. Our West Chester criminal lawyers provide the exceptional legal representation you can trust and always keep your best interests at the forefront.

5 Reasons to Consult with a Bankruptcy Lawyer

5 Reasons to Consult with a Bankruptcy LawyerAlthough often considered a last resort, filing bankruptcy can help you get your finances in order and make a fresh start. If you’re considering bankruptcy, it’s important to know all your options before making this important decision. There are many ways in which an attorney at a bankruptcy law firm can help you make informed choices that protect your financial future. Here we share a few.

1. Providing Comprehensive Financial Analysis

A bankruptcy attorney has extensive experience doing comprehensive reviews of personal finances. Your lawyer will refer you to the right resources and experts who can thoroughly analyze your financial picture to determine what your debt relief options may be. This gives you a clear picture of your financial circumstances.

2. Helping You Understand the Bankruptcy Process

There are two main types of personal bankruptcy: Chapter 7 and Chapter 13. If you’ve never filed before, you may not know which one will best benefit you. Your attorney can explain each type and let you know why one or the other will fit your specific needs. They explain the bankruptcy process from beginning to end and give you an estimated timeline of how long it will take to complete. If you’re an entrepreneur, a business lawyer in West Chester can also help you understand how filing personal bankruptcy may affect your business.

3. Advising You on How to Deal with Creditors

Being hounded by debt collectors is stressful. There are certain laws that are designed to prevent creditors from harassing consumers. Once you file for bankruptcy, all collection actions from your creditors must stop (barring exceptions like child support payments). Your bankruptcy lawyer can advise you on which actions by your creditors are legal and help protect your rights should you need to file a claim against them for illegal harassment.

4. Helping You Avoid Common Errors

Although it’s possible to fill out all necessary paperwork and file a bankruptcy petition yourself, hiring a lawyer to assist you is a sound investment in your financial well-being. In addition to ensuring your petition is filed without errors, a bankruptcy attorney will make sure that all eligible debts are included in your filing. This is a critical piece of the puzzle that consumers sometimes miss – if you forget or fail to include certain debts in your bankruptcy filing, you are still on the hook for the full amount of them going forward. Your bankruptcy attorney also ensures that all information is accurate, which can help you avoid legal issues down the road.

5. Bankruptcy Attorneys Offer More Than Just Legal Support

Financial woes can take a serious toll on your mental and physical health. Knowing that you have a supportive bankruptcy lawyer in your corner can take some of the weight off your shoulders and give you hope for a better financial future.

Our dedicated bankruptcy lawyers work collaboratively with our business succession planning attorneys, lawyers for wills and trusts, and attorneys for contract review to develop personalized debt relief solutions tailored to meet your specific needs.

What is a 1031 Exchange?

What is a 1031 Exchange?Paying taxes on real estate investments is usually inevitable. However, a 1031 exchange is a valuable tool often used by real estate investors to defer payment of capital gains tax and keep more money in their pockets. When it comes to employing a 1031 exchange in a real estate transaction there are certain rules that must be followed, so it is important to consult experienced Pennsylvania real estate lawyers before taking the plunge.

Understanding a 1031 Exchange

Section 1031 of the U.S. Internal Revenue Code enables property owners to avoid paying capital gains taxes on certain real estate transactions. You can only use a 1031 exchange when the proceeds from the sale of an investment property are used within a certain time limit to purchase another property or properties of a similar type and equal or greater value (like-kind).

What is a Qualified Intermediary?

When you sell a property and want to use a 1031 exchange to avoid paying capital gains tax, the proceeds of the sale must be transferred to a qualified intermediary. A qualified intermediary is an individual or company that facilitates the 1031 exchange by holding  funds in escrow until they are transferred to the seller of the replacement property.

The 1031 Exchange Process

The property that is being sold is known as the upleg, and the property or properties that it is exchanged for is called a downleg. Once proceeds from the upleg are transferred to the qualified intermediary, you have 45 days to identify or choose the new property you want to purchase.

Once you’ve informed the qualified intermediary of the downleg you intend to purchase, you have an additional 135 days to close escrow and take possession of the property. This gives you a total of 180 days from the beginning of the process to the end. These are strict deadlines and at no time can the funds from the upleg sale be in your name, or you will owe capital gains tax. If you plan on doing a 1031 exchange as an LLC or another type of business entity, it is important to seek the advice of business liability lawyers who are well-versed in these types of real estate transactions.

Benefits of a 1031 Exchange

In addition to deferring capital gains taxes, a 1031 exchange enables investors to more easily move investments and diversify their portfolios to minimize risk. It is also useful for owners who want to switch from investment properties such as apartment buildings that require a lot of hands-on management to properties that require less direct involvement.

A 1031 exchange can also be employed for estate planning purposes. If you purchase a property through a 1031 exchange and then pass away, your heirs will likely receive it at a higher market value and will not have to pay the deferred capital gains tax amount. If you are considering this strategy, it is vital to consult lawyers for real estate and knowledgeable estate planning attorneys to ensure it is done correctly.

This is just a brief synopsis of what is involved in a 1031 exchange. There are different types of 1031 transactions, and there are many specific rules and procedures that must be followed. Our legal team includes some of the best contract lawyers, real estate attorneys, and living will attorneys in Pennsylvania. We can determine which type of 1031 best meets your needs and goals and guide you through the process from start to finish.

Types of Real Estate Ownership

Types of Real Estate OwnershipEach type of property ownership has its own benefits and drawbacks, and issues such as tax implications, liability, and other issues must be taken into account. A Pennsylvania real estate lawyer can help you understand how each type of real estate ownership works and help you make informed decisions about what may be most suitable for your specific circumstances.

Sole Ownership

As its name suggests, sole ownership means that a piece of real estate belongs to a single individual. When someone is the sole owner of a property, they get to make all of the decisions about what to do with it and when to sell without any input or permission from tenants or co-owners.

Although sole ownership can simplify things, it can become complicated when someone passes away and the title to the property needs to be transferred. Even if heirs to the property are designated in a Will, it may have to go through probate, which can be costly and time-consuming.

Putting property in a irrevocable trust can help avoid probate, but it’s important to have a estate attorney help you set up the trust to avoid pitfalls down the road.

Joint Tenancy

When two or more owners own shares of a property, it is considered a joint tenancy. Each person owns a percentage and is entitled to income, use, and rights to the property, including mortgage and tax benefits.

One of the key elements of joint tenancy is the right of survivorship. This means that if one or more of the owners pass away, ownership automatically passes to any surviving owners. Rights of survivorship enable ownership to be transferred easily, without having to deal with probate.

When entering into a joint tenancy agreement, the deed or property conveyance must specifically state that rights of survivorship have been created. Finding the best contract lawyers who are well-versed in handling real estate transactions can help to ensure your agreement protects the rights of everyone involved.

Tenancy in Common

Although this type of ownership is similar to joint tenancy and is common in commercial real estate, it does not include rights of survivorship. Tenancy in common can be split into different percentages among the tenants and does not provide equal use, rights, or income.

Tenancy by the Entirety

With tenancy by the entirety, each spouse in a marriage owns an equal share of a home or commercial real estate asset.  The type of ownership offers rights of survivorship, and the title is automatically transferred to the surviving spouse if the other dies. In cases involving divorce, typically both spouses become tenants in common and continue to own an equal share.

Other Types of Commercial Real Estate Ownership

Limited Liability Company (LLC)

Real estate can also be owned by a Limited Liability Company (LLC) or corporation. An LLC protects owners from personal liability and enables the LLC’s members to pay the business taxes through their personal tax returns.

Corporation

An owning corporation is a separate legal entity that owns a property. The corporation can be sued and property can be acquired and sold by creditors. Before deciding to purchase a property as an LLC or corporation, it is vital to consult experienced business liability lawyers who can advise you on which option will best suit your needs and protect your interests.

Do you need help with a real estate transaction, title, or deed? Our lawyers for real estate can help.

Charitable Giving and Estate Planning: 4 Things You Need to Know

Charitable Giving and Estate Planning: 4 Things You Need to KnowThere are many different reasons people give to charities, both during their lives and after they have passed on. Whether you’re considering charitable giving as part of your estate plan to support a cause you care about or to honor a loved one, it is vital to work with local lawyers for wills who can help you determine the most effective way to give.

Donate To Charity in Your Will or Revocable Trust

Donating to a charity in a Will or Trust is a simple way to reduce the amount of your taxable estate. Your Will specifies how you want your assets to be distributed after your death. In addition to outlining what individual beneficiaries will receive, you can use your Will to designate a charitable bequest to the nonprofit organizations of your choice.

You can also add assets to a revocable Living Trust while you are still alive and name the charity as the beneficiary. Using a trust can help certain assets avoid probate, and make things a lot easier for your loved ones at a difficult time. Having experienced estate planning lawyers’ or probate attorneys‘ assistance can ensure the trust is set up correctly.

Give a Charitable Rollover from a Retirement Account

You can also name a charity as a beneficiary of an IRA, 401(k), 403(b), or pension. If you have an IRA, you can make yearly tax-free charitable donations of up to $100,000 beginning at age 72 ½. Doing this while you’re still alive means you will not pay income tax on the money you donate and it will count toward any required minimum distributions (RMD).

If you plan on donating this money after your death and do not need it for living expenses, it can be an effective way to reduce the amount of income taxes you pay on your IRA distributions. Before you decide to follow this path you should talk to your accountant and estate planning attorney to find out if it is a beneficial option for you.

Gift Appreciated Stock

Another way to give a significant gift to charity and reap tax benefits is to donate appreciated stock. When you bequeath appreciated stock that has been held for more than one year, it qualifies as a long-term capital gain and you can avoid paying capital gains tax on these holdings.

Other Ways To Give as Part of Your Estate Plan

Some other methods to donate to charity as part of your estate plan include establishing your own charitable foundation, creating a charitable remainder trust, donating real estate or other property, and naming one or more charities as beneficiaries on life insurance policies. It is important to understand the financial and tax implications of any approach you may take to charitable giving. An experienced estate planning attorney can do a comprehensive evaluation of your assets and advise you of your options.

Are you ready to learn more about charitable giving and estate planning? Our full-service law firm in West Chester, PA can help.

What Your Medical Power of Attorney Agent Should Know

What Your Medical Power of Attorney Agent Should Know

What Your Medical Power of Attorney Agent Should KnowA medical power of attorney is a vital part of any estate plan, and is something you want to already have in place in the event you cannot make health care decisions for yourself.  An estate law attorney can help to ensure your medical power of attorney addresses all of your wishes and some important issues that can arise if you become ill or incapacitated.

What is a Medical Power of Attorney?

Also known as power of attorney for health care, a medical POA enables you to designate an agent who can make medical decisions on your behalf if you become unable to do so. You are never too young to have a power of attorney in place – unexpected accidents and illnesses can happen to anyone, and a medical power of attorney only goes into effect if you are unable to communicate your wishes. Most states do not permit any of your health care providers to be named as a POA agent, but you can choose any other trusted adult you wish.

Who Should You Choose?

Before choosing someone as your agent, it is important to discuss your wishes for medical care and end-of-life decisions. It is vital that this person is someone you trust who also respects your values and beliefs. Providing specific information about your health care needs and wishes can help make these decisions easier for your agent and take the burden off your loved ones.

Information Your Agent Needs to Know

A list of health care providers – Give your POA agent the names, phone numbers, and addresses of your primary care physician and any specialists you prefer to treat you. If there are any doctors or health providers you want to avoid, make sure to furnish a list of those as well.

Medical conditions – Inform your POA agent of chronic or current medical conditions you may have. That way, they will be well aware of any impact these conditions could have on your care.

Medical history – If you have had surgeries or treatment for serious illnesses like cancer, let your POA agent know and provide the dates that they occurred.

Medications and allergies – It is also a good idea to provide them with a list of all medications you are currently taking, and any allergies you have, including food allergies. If there are certain medications you wish to refuse, provide a list of those, too.

Beliefs and Values

It is essential to communicate your religious or spiritual beliefs and values to your POA agent. They may affect your choices about the type and extent of medical care you’d like to receive, whether you want a religious figure such as a pastor to be part of your medical team, and if there are any religious customs you would like to observe.

Treatment and End of Life Decisions

There are also some important questions you want to ask yourself about medical care and end-of-life decisions. Do you want life-sustaining measures such as CPR, a ventilator, or a feeding tube. Pain medications to keep you comfortable? In which circumstances would you want to stop these measures if you are ill or injured? Are these details clearly outlined in your advance directive?

Giving thoughtful consideration to these matters, being specific about your wishes, and seeking the counsel of a wills and estate attorney can help to ensure your medical POA agent understands what you want and your health and well-being are protected.

If you need assistance with your estate plan or drafting a medical power of attorney, our team of estate planning lawyers and probate attorneys can help.

Responsibilities of a Successor Trustee

Responsibilities of a Successor TrusteeThere are many benefits to using a revocable living trust as part of your estate plan. Whether you are the grantor of a trust or named as a successor trustee, an estate law attorney can help you understand what their duties may entail.

What is a Living Trust?

A living trust is a legal entity created by a grantor who puts assets into it. While the grantor is alive, they can manage the trust and add or remove assets as they wish. The grantor must name a successor trustee, who takes over management of the trust should the grantor become incapacitated or pass away. Typically, assets in a trust do not have to pass through probate. However, it’s important to seek the counsel of experienced probate attorneys to ensure a trust is set up correctly.

Duties of a Trustee

One of the most important things to keep in mind is that a trustee’s main obligation is to safeguard the trust’s assets for the benefit of its beneficiaries or the grantor, if the grantor is still alive. A successor trustee may not mix trust assets with their own or use the trust assets to their benefit, unless it is part of the terms of the trust. Each state has its own laws and rules that regulate trustees’ responsibilities.

Responsibilities of a Successor Trustee When a Grantor Passes Away

In addition to protecting the trust’s assets, the duties of a successor trustee include:

  • Notifying the grantor’s family members and relatives that they are the successor trustee
  • Providing all beneficiaries with copies of the declaration of trust
  • Contacting the Social Security Administration, financial institutions, insurance companies, investment/retirement planning firms, and others to inform them of the grantor’s death
  • Implementing the trust’s instructions
  • Paying off outstanding debts and taxes or coordinating with the executor of the will to pay them
  • Preparing and filing all required tax returns
  • Paying the ongoing expenses of administering the trust until it is terminated
  • Distributing assets to the beneficiaries of the trust
  • Closing the trust once assets are distributed

When a Grantor is Incapacitated

If the grantor is Incapacitated, the successor trustee typically uses the living trust assets to provide for the grantor’s care and comfort while they are still alive. The trust instructions may also provide for the care of the grantor’s loved ones as well. Other duties include:

  • Taking necessary steps to secure and protect all of the trust assets
  • Notifying financial institutions and banks to obtain access to any accounts in the trust
  • Applying for disability benefits for which the grantor may be eligible
  • If the grantor has different agents for financial and health care powers of attorney, coordinating with them to take care of the grantor’s bills, taxes, investments, and any other financial issues, and ensuring the grantor receives the care they need
  • Keeping records and receipts for any expenses and bills that have been paid, and any personal expenses incurred in the course of the trustee’s duties

How an Attorney Can Help

Using professionals to help carry out the trust’s instructions can make managing it much easier. A wills and estate attorney can be a valuable resource and ensure the trust is properly administered. If assets in a trust are specialized, it may be a good idea to seek the advice of a lawyer who is familiar with that area of the law. For example, if a grantor includes rental properties in a trust, consulting real property lawyers can help you determine the best way to manage or sell them.

Common Contingencies and Disclosures in Real Estate Sales Agreements

Common Contingencies and Disclosures in Real Estate Sales AgreementsDisclosures and contingencies in sales contracts enable both parties to back out of a real estate deal if certain conditions are not met. Understanding how they work can help make the process easier and give you an opportunity to take a deep dive into the status and condition of a property.

What Does a Contingency Mean in Real Estate?

A contingency is a clause in a real estate purchase agreement that specifies a requirement or action that must be met to make the contract legally binding.  Contingencies protect both parties’ interests. Before a real estate contract becomes binding, both the buyer and seller must agree to the terms of each contingency and sign the contract. It is critical to have an experienced real estate attorney draft or review a sales agreement, especially if you are new to buying or selling real estate. Some contingencies can be challenging to understand – your lawyer can explain them in terms that are easy to grasp and advise you on whether certain contingencies may or may not benefit you.

Common Contingencies

Many different types of contingency clauses may be added to a real estate contract. Some of the most common include:

Mortgage contingency – This clause outlines the period of time in which the buyer must find financing to purchase a property. If a loan is not secured by this deadline, either party can nix the deal without consequence and the seller can put the property back on the market.

Title contingency – This clause allows the purchaser to do a title search and object to the title status of the property. If there are any liens or issues with the title, the buyer can renege on the deal.

Home inspection contingency – This gives the buyer a window of time to get the property inspected by a professional. Foregoing an inspection contingency is not recommended by real estate contract lawyers, as the inspection helps reveal any serious issues such as faulty plumbing, structural problems, or a leaky roof. If the property does have defects and the seller chooses not to repair or remediate the problems, the buyer can terminate the contract.

Prior home sale contingency – This clause benefits buyers who need cash from the sale of an existing home to buy a new one.  If they need to sell their home by the deadline specified in the contract but do not have a buyer, the contract can be terminated without penalty.

Appraisal contingency – This stipulation protects the buyer. If the property is not appraised for the sales price, the contract can be nullified. In most cases, the seller can drop the price to the appraised value if the buyer is still interested.

Insurance contingency – Often requested by the buyer or mortgage company, this contingency stipulates that the buyer must obtain homeowners insurance on the property. If they are unable to get insurance, either party can withdraw from the contract.

What is a Disclosure?

Most Pennsylvania real estate lawyers have clients who are selling property fill out a Seller’s Disclosure Form, which contains all the information about the home’s condition, defects, potential repairs, or any other issues that could affect the buyer’s decision.

If you need assistance with buying or selling property, our full-service law firm is here for you. In addition to handling real estate deals, our local lawyers for wills, estate planning lawyers, and living trusts lawyers can help you safeguard your assets and your loved ones’ interests.

 

Benefits of a Revocable Trust for Rental Properties

Benefits of a Revocable Trust for Rental PropertiesWhether you already own investment property or you are considering getting into the business, it is important to consider issues such as how you want to integrate it into your estate plan. Putting property into a revocable trust can provide several benefits. However, it is essential to have an experienced living trusts lawyer assess your specific circumstances and advise you on the most effective option to protect your assets and pass them on to your heirs.

What is a Revocable Trust?

A trust is a legal arrangement in which a trustee holds assets for a beneficiary. Trusts can protect against creditors, help beneficiaries avoid probate, and allow the grantor (creator) of the trust to dictate the terms of an inheritance. A revocable trust enables the grantor to act as trustee and beneficiary while they are alive, and property can be added and removed as they see fit. Upon their death, the trust is managed by an appointed trustee. If you are considering a trust for rental properties and other assets, an estate planning lawyer can ensure it is set up properly.

Why Use a Revocable Trust for Investment Properties

A trust provides a layer of anonymity that can protect against lawsuits and keep your estate confidential. If there are multiple investors in a property, a trust allows you to define specific ownership interests, which can help everyone involved avoid hassles down the road. In this type of situation, seeking the counsel of a real estate lawyer and contracts lawyer is critical to ensuring your interests and the interests of your beneficiaries are fully protected.

Because a trust bypasses probate, it enables your loved ones to save time and money when it comes to settling your estate and gives beneficiaries of the trust access to your assets immediately upon your death. Probate can take up to two years in Pennsylvania. If you have a complex estate with a significant amount of assets or someone contests a will or estate, it can take longer. A trust can help make a difficult time easier for your family and minimize conflict when settling an estate. In some cases, it can also help to minimize the amount of estate taxes they may owe.

How a Trust Protects Your Interests

Should you become incapacitated or unable to manage your own finances, a secondary trustee can manage your trust and perform duties such as paying property taxes and insurance. A trustee has a legal obligation to look out for your best interests, so a living revocable trust also protects your assets from those with nefarious intentions.

How a Wills and Trusts Lawyer Can Help

Our estate planning lawyers, wills and trusts attorneys, and Pennsylvania real estate lawyers work collaboratively to help clients find personalized solutions that meet their needs. Our team has extensive experience handling all types of real estate transactions and estate planning issues and is dedicated to providing top-notch legal services to all our clients.

Protecting Your Business from Employee Claims

Protecting Your Business from Employee ClaimsWhile owning a business is often fulfilling, entrepreneurship has its ups and downs. Regardless of the type of business you own, there is a wide range of employee grievances that can arise. Being prepared for any claims that come your way can help protect your business. Sitting down with a business lawyer and creating a plan to prevent and deal with employment claims can give you peace of mind and save you a lot of time and money.

Common Employee Claims

Whether an employee brings an internal complaint, EEOC claim, OHA complaint, or lawsuit, it is critical to be aware of potential pitfalls. Some common employment-related claims include:

  • Wage, hour, and overtime claims
  • Family and Medical Leave Act (FMLA) claims
  • Workplace discrimination
  • Sexual harassment
  • Retaliation
  • Wrongful termination
  • Personal injury

Regardless of whether you settle or win a claim or lawsuit, they can be costly and take up time that could be spent running your business.

Steps to Take to Protect Your Business

Create a comprehensive employee handbook that outlines specific policies and guidelines. Business succession planning attorneys often recommend that employers create guidelines and policies in addition to creating a succession plan. This helps employees understand what is expected of them and can protect your business from employment litigation. It is particularly important to address issues such as discrimination and harassment, and to include policies regarding attendance, tardiness, time off, and how to report any complaints to HR or management.

Clearly define the responsibilities of each position. Clarifying tasks and the roles that each employee will play helps avoid misunderstandings and can improve employee satisfaction.

Maintain proper records and personnel files. One of the most important elements of defending yourself in any lawsuit is evidence. Properly documenting an employee’s hours, pay, performance and any complaints makes it much easier should an investigation be necessary.

Provide proper training. In certain industries such as construction, ensuring your staff is properly trained can be a matter of life or death. Employees who are properly trained and aware of procedures for all types of scenarios are less likely to make errors, become injured, or violate a company’s code of conduct.

Create employment contracts. Depending on the circumstances, employment contracts can be valuable tools that protect both you and your employees. They can be particularly useful when it comes to protecting sensitive or proprietary information.  Whether you want to create a basic non-compete agreement or a more complex contract, having an attorney for contract review is vital.

What is Employment Practices Liability Insurance (EPLI)?

Although workers’ compensation, general liability, and property insurance protect your business from certain types of liability, they do not safeguard you from employment-related lawsuits. EPLI is designed specifically to provide coverage against claims related to discrimination, harassment, wrongful termination, retaliation, and other workplace-related issues. If you own a business in Pennsylvania, talk to your business lawyer in West Chester to find out if EPLI may be a good option for you.

Contact a Business Attorney

Carosella & Associates can help you set up safeguards that protect you from liability, and our seasoned business attorneys also fight for your interests when litigation is necessary. Our full-service bankruptcy law firm and lawyers for wills and trusts can help you through tough financial times and assist you with all your estate planning needs as well.